Credit Facilities & Debt Issuances

Our Banking and Commercial Finance attorneys represent commercial borrowers in structuring and negotiating credit facilities and debt issuances, including revolving and term loans, construction loans, equipment loans and real estate loans. We also represent commercial lenders in drafting and negotiating loan documentation for a wide variety of transactions, including public financing transactions and commercial loans.

Our attorneys draft and negotiate a full range of loan documents, including:

• Credit Agreements
• Guaranties
• Subordination Agreements
• Trust Indentures
• Participation and Syndication Agreements
• Pledge and Security Agreements
• Mortgages and Deeds of Trust

We also routinely issue legal opinion letters relating to the enforceability of loan documents and the validity of security interests.

Loan Workout & Debt Restructuring

Our attorneys represent lenders and borrowers in the negotiation of loan workouts and credit restructurings, including drafting and negotiating loan document amendments, standstill and forbearance agreements and settlement agreements. Our transactional attorneys also provide support to our litigation attorneys in a variety of loan-related litigation matters, including defending borrowers in deficiency actions and guarantors in enforcement actions.

Uniform Commercial Code (UCC) & Secured Transactions

Our corporate finance attorneys routinely advise lenders and borrowers on complex matters relating to the Uniform Commercial Code and secured transactions, including:

• Sales
• Leases
• Negotiable Instruments
• Bank Deposits
• Fund Transfers
• Letters of Credit
• Warehouse Receipts
• Bills of Lading
• Investment Securities and Secured Transactions